SOME PARTNERS THAT REALLY TRUST US
Fast Financing with the Finest
Service – From Start to Finish!
You want to buy a new home, and accuracy and speed are of the essence. We get it. Lend LA uses cutting edge technology to get your loan commitment as fast as possible. Our loan application and approval process is painless, pleasant, and precise. Here’s what you can expect:
Step 1
We Have a Chat
We’ll meet and have a discussion. A Lend LA officer will consult with you on your credit, manage expectations, and go over in detail what your available financing options are based on your situation and needs. We’ll then help you pick your perfect match loan, including the loan program and interest rate, that is ideal for your family.
Step 2
Apply for Your Loan
We move full speed ahead with your application, which includes gathering as much information as possible upfront. We’ll then inform you what additional documents are needed, including tax returns, pay stubs, bank statements, and employment history.
Step 3
Appraisal and Underwriting Submission
After we receive the requested documents from you, we’ll promptly order an appraisal, title insurance, tax transcripts, verify your employment, and gather other documents needed for closing. One of our loan processors reviews the paperwork to “pre-underwrite” your loan, then it’s submitted for underwriting. Our underwriters rapidly, but thoroughly, access your loan to have it released within hours.
Step 4
Conditional Approval and Loan Commitment
This is the step when you can breathe a sigh of relief. Your loan has been approved, but it comes with conditions that must be met before it can close. You’ll receive your loan commitment subject to these conditions, which your loan officer will work with you to address and resolve.
Step 5
Outstanding Documents Submitted for Closing
After we receive the requested documents from you, we’ll promptly order an appraisal, title insurance, tax transcripts, verify your employment, and gather other documents needed for closing. One of our loan processors reviews the paperwork to “pre-underwrite” your loan, then it’s submitted for underwriting. Our underwriters rapidly, but thoroughly, access your loan to have it released within hours.
Step 6
Underwriter Sign Off
The underwriter reviews your loan, affirms that all conditions have been met, and signs off on approval. Now your loan is officially ready to close!
Step 7
Closing
Congratulations! You’re about to become a homeowner. We’ll schedule your closing, work with the closing attorney to assemble the final paperwork, and confirm the total funds needed at the closing table. The last step is receiving the keys to your new home!
Partner with Us
With low rates, expert financial advice, professional service, and an incredibly fast application process, our business is expanding. All we’re missing is you!
Loan Officers
We craft and train the area’s top-producing loan officers, giving you everything you need to succeed.
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Real Estate Agents
Our partnership provides true partnership, legal marketing, and the service you seek from your mortgage bank partners.
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